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Chapter 13 Bankruptcy: What to Know Before Speaking With an Attorney
Chapter 13 bankruptcy is a legal process that involves a structured repayment plan over time. This page provides general information about what may be discussed during a consultation before you speak with a licensed attorney.
What is Chapter 13 bankruptcy?
Chapter 13 is sometimes referred to as "reorganization bankruptcy." It typically involves creating a repayment plan that may allow individuals to address certain debts over a period of time, subject to court approval.
Topics commonly discussed during a consultation
- Income and monthly expenses
- Outstanding debts
- Property and assets
- Potential repayment timelines
- General obligations during a Chapter 13 case
Chapter 7 vs Chapter 13
While both are forms of bankruptcy, Chapter 7 and Chapter 13 differ in structure and approach. A consultation may include a general comparison so you can better understand what questions to ask an attorney.
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Disclaimer: This content is for general informational purposes only and does not constitute legal advice.